1. Introduction
This Privacy Policy explains how PAYJN collects, uses, stores and protects information when businesses and their representatives access our website or use our payment technology and operational services.
2. Information we collect
We may collect business and contact information, transaction-related technical data required to deliver or troubleshoot services, device and website usage information, and records of support or operational communications.
We seek to limit collection to information reasonably required for service delivery, security, compliance and business communications.
3. How we use information
- Provide, configure and support our services.
- Authenticate access and maintain platform security.
- Coordinate transaction processing with relevant service providers.
- Prevent fraud, manage risk and meet applicable compliance obligations.
- Communicate operational updates and respond to enquiries.
4. How information may be shared
We do not sell personal information. Information may be shared with upstream payment partners, banks, financial institutions, infrastructure vendors, professional advisers or authorities where reasonably necessary to deliver services, protect legitimate interests or comply with applicable law.
5. Data security
We apply reasonable technical and organizational safeguards designed to protect information against unauthorized access, alteration, disclosure or loss. No internet-based system can be guaranteed to be completely secure.
6. Data retention
Information is retained for as long as reasonably necessary for the purposes described in this policy, including operational, contractual, legal, accounting and compliance requirements.
7. Your rights
Depending on applicable law, individuals may have rights to request access, correction, restriction or deletion of personal information. Certain requests may be limited by legal, regulatory or legitimate operational requirements.
8. International processing
Because our services support cross-border operations, information may be processed in jurisdictions other than the location where it was collected. We take reasonable steps to ensure appropriate safeguards apply.
9. Changes to this policy
We may update this Privacy Policy to reflect changes in our services, practices or legal requirements. The latest version will be published on this page with its effective date.
10. Contact
For privacy-related questions or requests, contact info@payjn.com.