Indonesia payments

Local payment options for
a mobile-first economy.

Offer supported QRIS, virtual account, bank transfer and eligible wallet journeys while managing orders through one PAYJN integration.

QRISStandardized local QR experience
Virtual accountsTraceable bank payment references
IDR flowsSubject to approved local routes
Why Indonesia

A diverse payment market where the right local mix matters.

Bank Indonesia's QRIS standard brings QR payments into a common national framework, while virtual accounts, bank transfer and wallets remain important across different customer segments. A strong integration needs method flexibility and dependable order visibility.

Core methodsSupported QRIS, virtual accounts, local bank transfer and eligible wallets.
Best forDigital platforms, gaming, ecommerce, services and approved online businesses.
PAYJN roleUnified API, local route coordination, callbacks and operational escalation.
Indonesia capabilities

Offer the right method for each customer journey.

QR

QRIS

Present eligible standardized QR payment experiences through available providers.

VA

Virtual accounts

Create traceable payment instructions across supported Indonesian banking routes.

BT

Bank transfer

Support available local transfer experiences with clear order references.

EW

Eligible wallets

Assess locally relevant wallet coverage based on merchant and provider approval.

Indonesia payment services are subject to merchant onboarding, provider approval and applicable local requirements. PAYJN does not claim to be Bank Indonesia, ASPI, a bank or an Indonesia-licensed payment institution.
Build for Indonesia

Turn local payment complexity into a clear merchant flow.

Tell us your preferred methods, average ticket size, business model and expected IDR volumes.

Talk to our Indonesia team →