Switch QRIS providers with pending payments
Keep issued QRIS attempts on their original route during a provider switch. Plan verification, rollback and old-account retirement.
PAYJN / Merchant resources
Payment Knowledge Center
Practical answers for teams integrating payments, resolving transaction issues and preparing to launch in a new market.
Payment knowledge
Latest practical guides
Start with a real payment problem and work through what to check, what to record and when to escalate.
Online banking shows success but the order is pending
Trace a successful MYR online banking return when the order is pending. Verify the original attempt and release fulfilment once.
Malaysia FX business onboarding checks
Prepare a Malaysia FX-related business payment review: distinguish licence activities, verify the contracting entity and map proposed MYR collection flows.
Bangladesh game top-up checkout timeout
Resolve a Bangladesh game top-up when checkout times out: separate payment and fulfilment states, verify bKash/Nagad/Upay confirmation and prevent double delivery.
Bangladesh app subscription payment verification
Activate a Bangladesh video, music or social app subscription only after a verified payment, and handle renewal, downgrade and duplicate-activation cases safely.
New SaaS and AI-built app payment onboarding
A new SaaS, app or AI-built product can request PAYJN local collections without years of processing history. What PAYJN still requires, and what it reviews instead.
Indonesia forex broker onboarding checks
Verify the Bappebti licence and exchange membership, map the deposit and withdrawal flow, and avoid common entity mismatches before a forex or futures-trading platform review.
Game top-up after checkout timeout
Resolve an Indonesia game top-up when checkout times out: separate payment and fulfilment states, verify QRIS or VA receipts and prevent double delivery.
Creator payout timeout: safe retry checks
Handle uncertain creator payouts in Indonesia: keep one payout obligation, query the provider record and use approved retry rules to avoid duplicate transfers.
Virtual account payment wrong amount?
Handle Indonesian virtual account underpayments and overpayments. Verify received amounts, match payment references and resolve differences before fulfilment.
How to handle duplicate payment webhooks
Prevent double credit when a payment webhook arrives twice. Verify events, record each order transition once and reconcile uncertain payments.
The Indonesia merchant launch checklist
Before choosing a payment API, map the customer journey, confirm which methods your business can use, and agree how your team will handle the orders that do not go to plan.
Read the guide →The local payment API checklist
A useful API evaluation connects engineering decisions to customer support and finance operations. Use this checklist to scope a local pay-in or payout integration.
Read the guide →Find your market
Payment API requirements by country.
Compare local methods and prepare a merchant integration brief for your target market.
Indonesia Payment API: QRIS, Virtual Accounts & Payouts
Integrate Indonesia payments with QRIS, virtual accounts and supported wallets. Review IDR pay-in, bank payouts, merchant requirements and API onboarding with PAYJN.
Bangladesh Payment API: bKash, Nagad & Upay
Discuss bKash, Nagad and Upay payment API integration in Bangladesh. Review BDT collections, payouts, merchant approval, callbacks and settlement requirements.
Pakistan Payment API: Easypaisa & JazzCash Integration
Discuss Easypaisa, JazzCash and bank payment API integration in Pakistan. Plan PKR payment flows, merchant onboarding, status verification and operating terms.
Vietnam Payment API: Bank Transfer & QR Integration
Plan Vietnam payment API integration for supported bank transfer, QR and wallet flows. Review VND order matching, callbacks and international merchant onboarding.
India Payment API: UPI & Local Pay-in Integration
Discuss India UPI payment API integration and eligible local bank pay-in flows. Review INR order statuses, webhooks, merchant approval and technical onboarding.
Plan your integration
Practical guides for your next payment market.
Evaluate specific payment journeys, compare methods and prepare a useful merchant enquiry.
QRIS payment API integration
Plan an Indonesia QRIS API integration: merchant approval, QR checkout, payment expiry, callbacks and order reconciliation before production.
QRIS vs virtual accounts
Compare QRIS, virtual accounts and wallets for Indonesia checkout. Evaluate customer journeys, IDR order matching and merchant integration requirements.
bKash and Nagad integration checklist
Evaluate bKash and Nagad API integration for Bangladesh: BDT collection and payout flows, route eligibility, changing limits, callbacks and merchant onboarding.
Easypaisa and JazzCash integration
Plan Easypaisa and JazzCash payment integration in Pakistan. Review PKR checkout, merchant approval, callback verification, payout scope and platform requirements.
Vietnam bank transfer and QR integration
Prepare a Vietnam bank transfer and QR API integration with VND order matching, payment references, pending states and reconciliation checks for merchants.
UPI merchant integration checklist
Evaluate UPI payment API integration for India: approved merchant setup, QR and app journeys, INR order verification, callbacks and multi-merchant platform review.
Local payment integration checklist (Chinese)
A Chinese-language reference for preparing a business payment integration brief across existing markets.
Indonesia / local payments
Explore Indonesia payment integration.
Virtual account API
Accept Indonesian virtual account payments through PAYJN. Review BNI, Mandiri, Permata, BRI and CIMB routes, IDR limits, callbacks and merchant onboarding.
Bank and e-wallet payouts
Plan IDR payouts to supported Indonesian banks and DANA, OVO, GoPay, LinkAja or ShopeePay wallets. Review beneficiary fields, order verification and merchant approval.
Indonesia payment troubleshooting
Troubleshoot Indonesia QRIS and VA payments not credited, collection success rates, unavailable wallet routes and payouts marked successful but not received.
QRIS, virtual accounts and wallet coverage for international merchants
Browse by topic
Business review, digital fulfilment and platform payouts
Malaysia FX business onboarding checks
Prepare a Malaysia FX-related business payment review: distinguish licence activities, verify the contracting entity and map proposed MYR collection flows.
Bangladesh game top-up checkout timeout
Resolve a Bangladesh game top-up when checkout times out: separate payment and fulfilment states, verify bKash/Nagad/Upay confirmation and prevent double delivery.
Bangladesh app subscription payment verification
Activate a Bangladesh video, music or social app subscription only after a verified payment, and handle renewal, downgrade and duplicate-activation cases safely.
New SaaS and AI-built app payment onboarding
A new SaaS, app or AI-built product can request PAYJN local collections without years of processing history. What PAYJN still requires, and what it reviews instead.
Indonesia forex broker onboarding checks
Verify the Bappebti licence and exchange membership, map the deposit and withdrawal flow, and avoid common entity mismatches before a forex or futures-trading platform review.
Game top-up after checkout timeout
Resolve an Indonesia game top-up when checkout times out: separate payment and fulfilment states, verify QRIS or VA receipts and prevent double delivery.
Creator payout timeout: safe retry checks
Handle uncertain creator payouts in Indonesia: keep one payout obligation, query the provider record and use approved retry rules to avoid duplicate transfers.
Browse by topic
Reconciliation and payment operations
Find practical checks for unresolved payment confirmations, amount differences and repeated notifications.
Switch QRIS providers with pending payments
Keep issued QRIS attempts on their original route during a provider switch. Plan verification, rollback and old-account retirement.
Online banking shows success but the order is pending
Trace a successful MYR online banking return when the order is pending. Verify the original attempt and release fulfilment once.
Virtual account payment wrong amount?
Handle Indonesian virtual account underpayments and overpayments. Verify received amounts, match payment references and resolve differences before fulfilment.
How to handle duplicate payment webhooks
Verify repeated notifications and record each order credit once.