Terms and Conditions

1. Scope of Services

PAYJN provides technical and operational support related to payment processing, including system connectivity, transaction routing, and operational coordination with upstream payment partners.

2. No Financial Custody

• We do not hold, control, or manage client or end-user funds.
• Transactions are processed through third-party banks, payment institutions, or upstream service providers.
• Processing outcomes may depend on upstream and banking systems.

3. Transaction Status and Finality

Transaction outcomes depend on upstream providers and banking networks. If an order becomes final or is no longer verifiable by upstream partners, it may be marked as failed or closed.

4. Compliance and Use Restrictions

• Use the Services only for lawful purposes.
• Comply with applicable laws, regulations, and industry standards.
• Do not engage in prohibited, fraudulent, or abusive activities.

We reserve the right to suspend or terminate access in case of suspected violations or risk exposure.

5. Limitation of Liability

We are not liable for:

• Delays, failures, or errors caused by upstream providers, banks, or external systems.
• Losses arising from incorrect information provided by clients or end-users.
• Indirect, incidental, or consequential damages.

6. Service Availability

Service availability may be affected by maintenance, technical issues, regulatory changes, or upstream conditions. We do not guarantee uninterrupted service.

7. Amendments

We may update these Terms from time to time. Updated versions will be published on our website.

8. Contact

For questions regarding these Terms, please contact info@payjn.com.