Privacy Policy

1. Introduction

This Privacy Policy explains how we collect, use, store, and protect information when you access or use our payment-related services (the “Services”).

2. Information We Collect

• Business or contact information (e.g., company name, contact person, email address).
• Transaction-related technical data required for service delivery and troubleshooting.
• Support and communication records related to operational requests.

We do not intentionally collect unnecessary personal data beyond what is required for service delivery and compliance.

3. How We Use Information

• Provide and operate the Services.
• System configuration, troubleshooting, and support.
• Risk control, fraud prevention, and compliance.
• Service communications and operational updates.

4. Data Sharing

We do not sell personal information. We may share data only with:

• Upstream payment partners and financial institutions where required for processing.
• Infrastructure or compliance service providers supporting operations.
• Authorities when required by applicable law.

5. Data Security

We implement reasonable technical and organizational measures to protect data. However, no internet-based system can be guaranteed 100% secure.

6. Data Retention

Information is retained only for as long as necessary for operational, legal, or compliance requirements.

7. User Rights

Where applicable, users may request access, correction, or deletion of information, subject to legal and regulatory obligations.

8. Changes

We may update this Privacy Policy from time to time. Updated versions will be published on our website.

9. Contact

For privacy-related inquiries, please contact info@payjn.com.